Personal Banking
> Other Services
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ATM
and Debit Cards |
EFT and Automatic Bill Paying
ATM and Debit Cards
 Take home our Services in two convenient
carrying cases for your busy lifestyle! We've put
some of our most popular services into the palm of
your hand. Our Debit Card gives you a faster, more
economical, more convenient way to buy the products
and services you need. That's because it allows you
to withdraw funds from your checking or savings
account without ever having to write out a check.
So, you can purchase groceries, gas, or anything
else wherever MasterCard is accepted.
Then, our ATM
card allows you to withdraw or transfer funds any
time of the day, without coming to Farmers and
Merchants Bank. It's like having your own personal
teller whenever you need one.
Fast and one-step easy! Forget having to round up
your checkbook, a pen, and two forms of ID. With our
Debit Card, every purchase is as simple as using a
credit card. And, there's no need to drive across
town to get cash or transfer funds from one account
to another. Your card can be used at any number of
machines. There's probably one close to where you
work or shop. So, you can take care of your
financial business without taking a lot of time.
Worry free when you're out of town! No need to worry
about getting your checks cashed out of town.
Because our Debit Card is accepted wherever
MasterCard™ is, you'll be welcomed like a local
every place you travel.
Economical and ecological! Eliminate the need to
purchase checks (and the risk of running out when
you're at the checkout). Our Debit Card saves money
in check printing fees while it saves valuable
resources.
Safeguarded if lost or stolen! When you receive your
ATM card or Debit Card, you'll also be assigned a
personal identification number (PIN). It's added
security against someone making transactions without
your consent. And, as an added safeguard, we provide
a cap on your liability if you card is lost or
stolen.
Apply for yours today! Start enjoying our services
with one of our two convenient cards today. To
apply, stop by or contact us and we will mail you an
application. If you are applying for the ATM card,
your card will be issued to you immediately upon
approval of your application. If you are applying
for the Debit Card, you can expect your card to
arrive within two weeks of your approval. Before
you know it, you'll be experiencing all the benefits
of checkless checking or your own personal teller in
one of two simple cards.
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EFT and Automatic Bill Paying
Indicated below are types of Electronic Fund
Transfers we are capable of handling, some of which
may not apply to your account. Please contact us
directly for a more detailed explanation of your
rights and obligations regarding these transactions.
Third Party Transfers between your account and the
third party's account to make or receive payment
Preauthorized Credits such as U.S. Treasury and
Employee Payroll checks
Preauthorized Payments You may make arrangements
to pay certain recurring bills from your checking
and/or savings account.
Electronic Check Conversion - You may provide your
check to a merchant or service provider who will
scan the check for the encoded bank and account
information. They will then use this information to
convert the transaction into an EFT.
Cash withdrawals from checking or savings accounts
with an ATM card and/or Debit Card.
Transfer funds between checking and savings
accounts with an ATM and/or Debit Card
Get Account Balance Information with an ATM and/or
Debit Card. top of page
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