Privacy Statement
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Notice of Your Financial Privacy Rights
We, our, and us, when used in this
notice, mean Farmers & Merchants Bank.
This is our privacy notice for our customers. When
we use the words you and your we mean the
following types of customers:
- Our consumer customers who have a continuing
relationship by purchasing or holding financial
products or services such as a(n):
- Deposit Account
- Loan Account
- Safe Deposit Box
- Self-Directed Individual Retirement
Account
- Former Customers
We will tell you the sources of the information
we collect about you. We will tell you what measures
we take to secure that information.
We first define some terms:
Nonpublic personal information means
information about you that we collect in
connection with providing a financial product or
service to you. Nonpublic personal information
does not include information that is available
from public sources, such as telephone
directories or government records. Hereafter, we
will use the term information to mean
nonpublic personal information as defined in
this section.
An Affiliate is a company we own or
control, a company that owns or controls us, or
a company that is owned or controlled by the
same company that owns or controls us. Ownership
does not mean complete ownership, but means
owning enough to have control.
A nonaffiliated third party is a person
we do not employ or a company that is not an
affiliate of ours. This is also know as
nonaffiliated third party, or simply, an other
party.
The Information We Collect
We collect information about you from the following
sources:
- Information you give us on applications or
other forms
- Information about your transactions with us
- Information about your transactions with
other parties
- Information from a consumer reporting agency
Information We Disclose About You
We do NOT disclose any information about you to
anyone, except as permitted by law. Examples of
this might include disclosures necessary to service
your account or prevent unauthorized transactions.
The Confidentiality, Security, and Integrity of Your
Information
We restrict access to information about you to those
employees who need to know that information to
provide products or services to you. We maintain
physical, electronic, and procedural safeguards to
protect this information.
Information About Former Customers
We have the Same Policy about disclosing
information about former customers as we do about
current customers.
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